Point Visible is a part of DIVERSIS DIGITAL
DIVERSIS DIGITAL is a global digital marketing agency based in European Union, Croatia.
DIVERSIS DIGITAL Ltd
Miroslava Krleže 1/2, Varaždin, HR-42000, CROATIA
COMPANY REGISTRATION INFO
The company is registered at Commercial Court in Varaždin, Croatia.
In these Terms, an individual visitor to the Website is referred to as “you” and Diversis Digital is referred to as “us” or “we”.
Pointvisible.com website is a property of Diversis Digital d.o.o.
By proceeding to use the Website, you agree to be bound by these Terms, in their current form and as they may be amended by Diversis Digital from time to time. If you do not accept these Terms, you must discontinue your use of the Website immediately.
Changes to these Terms and the Website
We may revise these Terms at any time by amending this page. Please check this page from time to time to take notice of any changes we made, as they are binding on you.
Information published on the Website
We take reasonable precautions to ensure that information published on the Website is accurate, but we do not guarantee its accuracy. You should take appropriate steps to verify information displayed on the Website before relying on it. Downloading material from the Website is done at your own risk, and any materials provided via the Website are provided on an “as is” basis.
We do not guarantee that the Website will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programs, and platform in order to access the Website. You should use your own virus protection software.
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs, or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to the Website, the server on which the Website is stored, or any server, computer, or database connected to our Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offense under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
We provide the Website without warranty of any kind. We make no representations, warranties or guarantees, whether express or implied, that the content on our Website is accurate, complete or up-to-date.
Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by Croatian or EU law.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our site; or use of or reliance on any content displayed on our site. If you are a business user, please note that in particular, we will not be liable for loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation. We will not be liable for any indirect or consequential loss or damage.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any content on it, or on any website linked to it.
We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as an endorsement by us of those linked websites. We will not be liable for any loss or damage arising from your use of them.
We do not guarantee that the Website will always be available or be uninterrupted and reserve the right to suspend access to the Website without notice.
We assume no responsibility for the content of any websites linked on our Website or websites from which you have accessed our Website. Such links should not be interpreted as an endorsement by us of those linked websites. We will not be liable for any loss or damage arising from your use of them.
Intellectual property rights
We are the owner or the licensee of all intellectual property rights on our site and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. Nothing in these Terms operates to transfer, assign or grant any of those rights to you. You must not reproduce or use images, trademarks, or names displayed on the Website other than for your personal use without the written permission of the owner.
Unless specifically prohibited by a notice published on any page, you may make a print copy of any parts of the Website that you require for your own personal use, provided that in doing so, you do not remove or alter any trademark, copyright, or other proprietary notices contained in that part of the Website. Our status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged. You must not use any part of the content on our Website for commercial purposes without obtaining a license to do so from us or our licensors.
Data and privacy
These Terms are governed by the laws of Croatia and EU. Croatian courts have exclusive jurisdiction in any dispute arising out of or in connection with your use of the Website.
To the extent that any part of these Terms is found to be invalid, unlawful, or unenforceable by any court of competent jurisdiction, such part shall to that extent be severed from the remaining terms, all of which shall remain in full force and effect as permitted by law.
Secure payment processing
To protect your credit card information, we have partnered with Stripe, Wise, and PayPal to offer you the most trusted financial transaction system on the Internet. They are reliable and secure, so you do not need to worry about your credit card information.
Diversis Digital will never store your credit card information. You can visit their respective websites for more information about payment security.
Application of this policy
What is personal information?
Collection of personal information
To use certain features of our services, you must complete a registration process and establish an account (“Account”). During the registration for your Account, you will be required to provide basic information such as your first and last name, educational institution, valid email address for your educational institution, and establish a password (“Account Information”). Diversis Digital will retain Account Information and associate it with your Account. If you register via short message service (“SMS”), which is optional, your mobile phone number will also be recorded to allow you to submit responses via SMS and for password recovery purposes.
We will not use your mobile phone number for any other purpose than responding to questions if you do not have the Diversis Digital mobile application. In addition, you acknowledge that your educational institution may use poll and survey features of the Diversis Digital Services to send you SMS messages. We do not control the educational institution’s use of these features; however, we will not use your mobile phone contact information to contact you for any non-Diversis Digital Service-related purposes. We will not share it with third parties. If you have selected at any time not to receive communications by SMS or phone, we will respect that choice.
For students, our servers automatically record information about your use of the System, such as when you log in and submit answers to questions or provide feedback to the instructor. We will associate that information with their account. The instructors may use those data for academic evaluation purposes. We store and maintain personal and associated account information in order to provide the System.
Diversis Digital may conduct statistical analyses on students” performance to study the effectiveness of the Diversis Digital Services and increase in-class learning. No identification of users will be revealed at any point to any third party. We do not sell, rent, trade, or otherwise disclose personal and associated account information about our users.
In addition, to place an order for certain services (e.g. access to licensed content), Diversis Digital will require that you provide payment information such as credit card numbers and billing addresses, and Diversis Digital will also acquire your IP address. Credit card information, including the card number, expiry date, and security code, is securely collected by us and passed directly to payment processors over a secure socket layer (see the section entitled “Payment Processor” below). Credit card data is not retained by Diversis Digital in any form.
Use of your personal information
You acknowledge that Diversis Digital may use personal information that you voluntarily disclose to us to:
- Provide you with information about new products, services, newsletters, informative e-mails, and research on future product ideas or improvements
- Assist us in creating or providing content that is relevant to you
- Provide you with special offers that may be of interest to you (if you have opted-in to receive such marketing and promotional materials) and to improve your experience on our Web sites or with our System
- Assist us in creating better products and services to meet your needs
- Allow you to purchase and download products, obtain access to the System, or otherwise engage in activities you select
- Provide you with technical support
- Help you quickly find software, services, or product information important to you
- Send transaction-related communications such as welcome letters, and product/service order confirmations. Diversis Digital may also send you surveys or marketing communications to inform you of new products or services or other information that may be of interest; and
- Restrict the availability of some of the products, services, and content to certain parts of the world, where required for legal reasons, by using your address, IP address, and other information in order to enforce those restrictions.
While using Diversis Digital Services, you may have opportunities to post reviews or other personal information in forums on the Web site at your own discretion. Please understand that when you post such information, it is made public and is not subject to our control. You should exercise caution when deciding to disclose any personal information in a publically available forum such as the Web site and agree to indemnify Diversis Digital for any damages or claims resulting from any of your postings. Diversis Digital is not obligated to monitor postings and may, at its discretion, remove any content submitted.
Disclosure of your personal information
- If you are a student, Diversis Digital may disclose your personal information to administrators and instructors at your academic institution, including your teachers and teaching assistants;
- Diversis Digital may disclose your personal information with your prior consent;
- Diversis Digital may be required by law to disclose personal information without your consent in the event of emergency situations or when required by government or other legal authority;
- Diversis Digital may also disclose Account Information to the administration of any institution (at which you are a professor/instructor) for administrative purposes, including the right for the institution to compile a list of instructors who use the Services and contact such instructors in order to obtain references to evaluate an implementation of the Services.
These service providers are located in Europe or other countries, and, as a result, your personal information may be stored, processed, or transferred into or out of these countries. We take all reasonable measures and precautions to protect your personal information when it is handled by our service providers. If you wish to obtain more information on our use of service providers and our policies and practices regarding such service providers, please contact us as set forth below.
How to withdraw consent
You can withdraw your consent for the use of your personal information at any time by requesting the deletion of your Account or by providing written notice to us of that withdrawal. However, you acknowledge that information may be retained by Diversis Digital for audit or archival purposes or as required by applicable federal, state, and provincial laws. You can also review and update your personal information yourself through the user features in your account (see further Access to Your Personal Information).
If you opted-in to receive marketing communications, but at any time you do not wish to continue receiving marketing communications, you may follow the “unsubscribe” instructions included within each e-mail communication or by selecting or deselecting (depending on the service) the appropriate option in your Account settings. Please keep in mind that, even if you choose not to receive marketing communications, you cannot opt out of receiving transactional or account communications related to services or products that you have requested (e.g. purchase confirmation e-mails and receipts) or important updates from us from time to time relating to the Diversis Digital Services or updates to the legal terms that govern your use of the Diversis Digital Services.
Retention of personal information
Diversis Digital maintains information about you for as long as we provide services to you, and for as long as it remains necessary for identified purposes or as required by law which may extend beyond the termination of our relationship with you. We may retain certain data necessary to prevent fraud or future abuse or for legitimate business purposes, such as analysis of aggregated, non-personally-identifiable data, account recovery, or if required by law.
Safeguards we have in place
Diversis Digital stores and process your personal information on our servers principally in the United States as well as internationally. Accordingly, your data may be available to government bodies or their agencies in those jurisdictions under a lawful order, irrespective of the safeguards we have put in place to protect your personal information.
Diversis Digital employs reasonable managerial and technical measures to ensure your personal information is secure. In addition, our dedicated team of information technology professionals works to maintain data accuracy and prevent unauthorized access to sensitive information. Unfortunately, no security system can be guaranteed to be 100% secure. Accordingly, we cannot guarantee the security of your personal information and do not assume any liability for improper access to it. The Internet is not a secure medium, and you acknowledge and agree that the privacy of your e-mail communication and personal information can never be guaranteed as any e-mail communication may be lost, intercepted, or altered.
By using our Web sites, or providing personal information to us through any means, you agree that we can communicate with you electronically regarding security, privacy, and administrative issues relating to your use of our Web sites and services.
Compliance with FERPA
For US users, please note that Diversis Digital’s data protection and privacy policies are structured to be FERPA-compliant. For further information about FERPA compliance, please contact us at [email protected]
This Web site and Diversis Digital Services are intended for tertiary level students. They are not intended for use by children, especially those under age 13. No one under the age of 13 is allowed to register for the Diversis Digital Services or provide any personally identifiable information or use our social, community, and public discussion areas, photo and video galleries, bulletin boards, forums, chats, blogs, personal/job search and other classified ads, and elsewhere. Minors between the ages of 13 and 17, inclusive, must get the permission of their parent or a legal guardian before making purchases, including subscriptions, on the Diversis Digital Services.
Access to your personal information
You are responsible for updating and maintaining the truth and accuracy of the personal information you provide to us relating to your Account. If you want to update the personal information you have provided to us, you should do so by visiting: http://pointvisible.com/my-asccount. You must be signed in to access your Account and the privacy link above.
Collection of non-personal information
You acknowledge and agree that from time to time, Diversis Digital, its service providers, and business partners may collect non-personal information from your use of our Web site and services such as server log files, environmental variables (such as MAC address, computer type (Windows or Macintosh), screen resolution, OS version, Internet browser, and Internet browser version) and from scanning navigational data to collect non-personal information about our users in order to help us deliver better service and user experience. Such non-personal information could include the IP addresses or areas of the site being clicked on most frequently.
Diversis Digital and our service providers (including ad servers, outbound email vendors, affiliate vendors, search engine advertising agencies, and providers of web analytics tools) and business partners may also use “cookies” as well as so-called “pixel tags,” “web beacons,” “clear GIFs” and other similar technologies to help us deliver better service and user experience and to facilitate your ongoing access to and use of our services.
You may opt out of the DoubleClick cookie by visiting the Google advertising opt-out page, or you may opt out of Google Analytics by visiting the Google Analytics opt-out page. Google has additional information available about its Remarketing Privacy Guidelines and Restrictions.
Our Web sites are connected by “hyperlinks” to other websites. You acknowledge and agree that Diversis Digital makes no representation, warranty, covenant, or claim regarding, and Diversis Digital expressly disclaims and denies any responsibility or liability for, directly or indirectly, the privacy practices on any third-party website or resource accessible by hyperlink from our Web sites.
You agree that the inclusion of any such hyperlink does not suggest, represent, warrant, covenant, or imply that Diversis Digital monitors, endorses, or exerts any control over such website or linked resource whatsoever. You agree that Diversis Digital provides these hyperlinks to you only as a convenience, and the inclusion of any hyperlink does not suggest, represent, warrant, covenant, or imply affiliation, endorsement, or adoption by Diversis Digital of any such website or linked resource whatsoever.
When you leave our Web sites, you acknowledge and agree that our terms and policies do not govern your access to, and use of, other websites. You acknowledge our recommendation to review the applicable privacy and data gathering practices of any website or linked resource to which you navigate from our Web sites.
Social media widgets
In accordance with California Civil Code 1798.83, California residents are entitled to know that they may file grievances and complaints at California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814, or by phone at 916-445-1254 or 800-952-5210; or by email to [email protected]
United Kingdom and European Union residents
In addition, for purposes of providing the Website and services, you acknowledge that Diversis Digital may transfer your personal data to servers located in Croatia or other countries outside of the UK and the European Economic Area, which provide a different level of data protection. By using and continuing to use the Website and services, you agree to that transfer.
Diversis Digital uses Stripe (https://stripe.com/), Wise (https://wise.com/), and PayPal (http://paypal.com) as payment processors for our services. You acknowledge and agree that Diversis Digital may disclose personal information to them, such as your name and email address, so that they can contact you directly for personal information such as credit card information. Diversis Digital provides payment processors with the minimal set of personal and billing information required to process your payment and minimize fraudulent payment risk.
You acknowledge and agree that Diversis Digital makes no representation, warranty, covenant, or claim regarding, and Diversis Digital expressly disclaims and denies any responsibility or liability for, directly or indirectly, the privacy practices in regard to any personal information that we disclose on your behalf or you provide to Braintree, PayPal or Stripe directly or any other party in relation to purchasing a product or service from our Web sites.
You acknowledge and agree that our terms and policies do not govern any other party.
You acknowledge our recommendation to review the applicable privacy and data gathering practices of any third party to which you provide personal information.
Unless otherwise stated above, any services provided by Diversis Digital are controlled and operated by us from Croatia, and we do not intend the Diversis Digital Services subject us to the laws or jurisdiction of any state, country, or territory other than that of Croatia. We do not represent or warrant that the services, or any part of the Diversis Digital Services, are appropriate or available for use in any particular jurisdiction. Those who choose to access the services do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules, and regulations. We may limit the Diversis Digital Services” availability, in whole or part, to any person, geographic area, or jurisdiction we choose, at any time and at our sole discretion.
Diversis Digital provides customized services involving substantial human labor and therefore does not offer refunds for part of the budget used for any services that have already begun. Services usually begin the next business day after order placement, but sometimes immediately upon order placement.
Diversis Digital reserves all rights in determining whether an order is eligible for a full refund on grounds of order commencement. Orders that are no longer eligible for a refund, but are still pending completion, may be terminated without refund per a customer’s request (or we can issue a partial refund).
Diversis Digital expressly does not honor full refund requests for the following reasons (because Diversis Digital can’t control site-related activities performed by 3rd parties):
- Search engine ranking drops, fluctuations, or changes as reported by any data source.
- Google Webmaster Tool Warnings (Unnatural Link Notices, etc.).
Diversis Digital will consider full refund requests for the following reasons:
- Inability to deliver the service in a reasonable time frame.
- Rejection of order due to client sites in unacceptable niches (e.g. adult, pharma, gambling, etc.).
Diversis Digital will consider partial refunds if you want to cancel the order after the work is already begun. Partial refunds can be approved only for the amount of credits that were not already spent in the current billing period. We don’t require any specific reasons for partial refunds.
Any other support questions or issues are dealt with on a case-by-case basis.
GDPR (General Data Protection Regulation) applies from May 25, 2018. Here’s what Diversis Digital will do to comply with the regulation and what Diversis Digital clients need to know about GDPR.
What is Diversis Digital doing to comply with GDPR?
Diversis Digital sets out to meet all the GDPR requirements that relate to protecting the privacy concerns of our app clients, website and blog visitors, as well as email lists subscribers.
Here’s what we are going to do before the regulation becomes binding:
- familiarise ourselves with the full text of the regulation (COMPLETED)
- attended training sessions (COMPLETED)
- nominate Data Protection Specialist (COMPLETED)
- track data flow at Diversis Digital to make sure we can identify where the data is stored in Diversis Digital (COMPLETED)
- assess the threats of the data breach or any other incident at our company (COMPLETED)
- make a list of all the business areas that need to be taken care of to comply with the regulation (COMPLETED)
- implement necessary changes in our business to make sure all staff comply with GDPR when sending emails from Diversis Digital (COMPLETED)
- make a list of all the areas on the website and blog that need to be taken care of to comply with the regulation (COMPLETED)
- implement necessary changes to the website and blog to make sure they abide by all the GDPR rules (COMPLETED)
- make sure the personal data of Diversis Digital clients and email lists subscribers are protected (COMPLETED)
- educate the clients about GDPR in relation to email outreach (COMPLETED)
- prepare a GDPR compliance statement (COMPLETED)
- come up with ways of responding to a data breach (In Progress)
- ensure we provide customers with a secure system for data transfer (In Progress)
What kind of a role does Diversis Digital have in data protection?
Diversis Digital is defined as:
- data administrator in relation to Diversis Digital clients and email lists subscribers
- data processor and data sub-processor in relation to the data owners whose personal data is uploaded to third-party systems offered by Diversis Digital and used in emails sent from third-party systems and by its clients
It means that as a company, we oversee a couple of matters:
- Diversis Digital needs to inform its clients, and email lists subscribers whenever a third party takes part in processing their personal data.
- Diversis Digital is obliged to immediately inform the data administrator (the client) in case a person from the client’s prospect list contacts Diversis Digital to stop the marketing
- Diversis Digital openly informs about the ‘right to be forgotten and the ‘right to assist in data deletion’ on a special request. As Diversis Digital client or email list subscriber, you may request your personal data change or deletion. The detailed instruction on how to exercise those rights can be found below in the sectionAdequacy, relevance, and limitedness of the GDPR Compliance.
Diversis Digital undertakes to use a commercially reasonable selection process by which it evaluates the security, privacy, and confidentiality practices of proposed sub-processors that will or may have access to or process Service Data. Please find a list of all suppliers we have checked in our GDPR Supplier Check.
Why is there a need for GDPR?
EU data protection rules haven’t been updated for over two decades. There are at least two reasons why the EU legislative branch decided to improve the existing data protection regulations:
- Technological progress has a global reach – personal data processing is so ubiquitous in today’s online sphere that existing regulations are becoming obsolete
- Answering the need of EU citizens – according to Eurobarometer, 75% of people that have been asked in the 2011 survey want to exercise their so-called right to be forgotten. 90%, however, believe that it’s necessary to standardize the rights concerning personal data protection (source).
What kind of information falls under its protection?
GDPR is supposed to protect natural persons and their rights. It does not protect businesses, entities, or organizations and the processing of their data.
It protects the processing of personal data, such as name, age, address, and phone number, but also indirect identifications that influence their identity, including physiological, mental, physical, genetic, economic, cultural, and social identity. Basically, any information based on which one can identify the individual.
What does ‘processing’ mean?
‘Processing’ relates to personal data “collection, recording, organization, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction,” as in Article 4 (2) of the regulation.
What is the lawful basis for data processing?
To safely and legally process personal data in the light of GDPR, you should abide by several principles. Those are lawfulness, fairness, transparency, adequacy, relevance, limitedness, accuracy, storage limitation, integrity, and confidentiality.
Below you will read about how Diversis Digital abides by those principles and what actions you should, or shouldn’t, take to use Diversis Digital in accordance with GDPR.
Lawfulness, fairness, and transparency
As a data administrator, you should make sure your actions are transparent, and that the purpose of processing data is legitimate. It means you should always be able to prove that you had legitimate reasons to process the personal data of EU citizens. You also need to be able to describe the whole process of obtaining the personal data you use.
Adequacy, relevance, limitedness
As a data processor, Diversis Digital processes only the data necessary in relation to the purposes for which it is processed. We do not collect or process any sensitive data such as gender, race, ethnic background, political views, etc.
Diversis Digital processes its clients’ data as long as they have a Diversis Digital account (either a trial account or a premium account) or until they express their wish for their personal data to be removed from our client base.
Diversis Digital clients can also request deletion of their data by contacting the support team at [email protected].
How we apply GDPR to cold email campaigns
If, at Diversis Digital, we decide to contact an EU citizen, who has not been a Diversis Digital client or email list subscriber, we will do so only if we have a clear reason to claim that this is a contact relevant to our business purposes and that at the same time, this contact could be beneficial to the contacted person.
If a person asks us to stop contacting them, Diversis Digital we will always respect that request and stop further contact immediately.
As data administrator, you can process personal data of EU citizens who have granted you permission to process their data by subscribing to one of your mailing lists. GDPR does not forbid cold emailing though, as long as you follow the data processing rules described in the regulation.
If you decide to contact a person who has not subscribed for email correspondence, and has not been in any business relationship with you before (cold email), you should have a clear reason to claim that this will be a contact relevant to your business purposes, and that at the same time this contact could be beneficial to the contacted person. If you place an offer in your cold email, the offer should be logically connected to the specifics of your prospect’s business.
You are required to inform your cold email recipient that you’re processing their data and how you process it. The email should also contain a clear and easily available information about how your prospect can request change or removal of their personal data.
You are obliged to immediately stop contacting prospects who expressed their wish not to be contacted again. If a prospect of yours demands that their data gets removed from your contact lists, you are obliged to remove it (in accordance with the ‘right to be forgotten’.)
You should process only the personal data that are necessary in relation to the purposes for which you process it. That means you should remove from your contact base all the personal data that are irrelevant to your email campaign, or be able to justify why a specific type of data is necessary for the goal you are trying to accomplish.
Diversis Digital will keep every client’s personal data no longer than it’s necessary for the purposes for which the personal data are processed. At the same time, each data owner can request an exact time limit of their data processing.
As data administrator, you need to make sure you don’t keep personal data of your prospects longer than it’s necessary for the purposes for which the personal data are processed.
In case of cold email campaigns, you shouldn’t process a non-responsive prospect’s data longer than it may be assumed to be necessary, namely one month after you tried to contact the person for the first time. That means you should always keep your prospect base updated.
Changes to our privacy statement
We reserve the right to amend this Statement at our discretion and at any time.
Last Updated and Effective: August 29, 2022.